Topia!: Home: Personal Finance: Money Management: Loans: Personal (12) See Also: Business: Financial Services: Loans Home: Personal Finance: Money Management: Credit Payday Loans = Costly Cash - Also called cash advance loans, check advance loans, or deferred deposit check loans, these high interest loans are usually expensive. 2000 article from the Federal Trade Commission. Bankrate.com - Rates, articles, and other basic information about consumer lending. Cosigning A Loan - 1997 article that describes risks and provides guidance regarding co-borrowers, from the Federal Trade Commission. Easy Credit? Not So Fast - The truth about advance-fee loan scams, where you pay first and get the loan later. 1999 article from the Federal Trade Commission. Steps in availing a personal loan in the UK - Timesofmoney.com offers detailed instructions on obtaining consumer financing. Worse than Loan-Sharking - Article from About.com regarding abuses in the advance payday loans business. Officials call payday financing "loan sharking" - 1998 article from Bankrate.com about abusive lenders that offer advances on paychecks. BankSITE Consumer Guide - Provides information and self-qualification tests for a variety of consumer lending products. Rent-A-Bank Payday Lending - Describes how banks help payday lenders evade State consumer protections. 2001 research report by U.S. Public Interest Research Group. The No-Equity Loan Trap - Article from SmartMoney.com about high loan-to-value loans for homeowners. Payday Loan Info - Offers information on payday advances and cash loans that payday loan companies hide from you. Payday Loan Resource - Information on finding reputable cash advance and payday loan lenders as well as what to look for in a lender. Additional categories: credit score repair truck bed liners crime great mortgage rates bed frames

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